it is getting close to christmas, and you probably plan to spend tons of money on gifts for all your friends and family. but when you realize how little you actually have to spend, you need to come up with a great plan to fix this. here are some tips for saving money:
do you have spotify or another streaming program? well, end your subscription. the library has tons of CDs, all for you to borrow. i do this myself, i go to the library every day and borrow a certain amount of CDs which i save in my music library. this also is great for putting on your ipod. this is also a great way of going to the library and actually staying to read a bit, cause if i am at a library, i do feel that i have to study, at least for a while. and why stream music? streaming tends to never work on trains anyway.
do you collect anything? well, if it is valuable you could trim off your collection. everyone has duplicates of something, and they never use them, so go a head. SELL SELL SELL. i certainly know a few things i could sell out of my collections. luckily those things are at my parents.
do you shop at stores? sign up for their reward program. (a good idea is to create a separate e-mail address for this, because you’ll receive tons of spam.)
do you like making things? this is like the oldest trick in the book. people do enjoy homemade gifts, often more than new things. so start cooking, painting, drawing or whatever you’re the best at.
do you have a lot of stuff? this trick seems kind of rude, but i personally am a huge fan of it. do you have a book you’ve read or a movie you’ve seen that you don’t need anymore, give that away as a gift. people like to get things they know their friends/family likes.
do you like books? well, join this site, where you can swap books for free.
i could give you more tips, like: make a shopping list and stick to it, repair your clothes instead of buying new ones and cut up your credit cards, but we all know that those things and they often don’t work.
how do you save money?